Get to know our panelists

Pål Krogdahl
CTO, Global Core Banking & Payments ISV Practice, Financial Services Sector, IBM Consulting

Pål is an accomplished Chief Technology Officer with more than 20 years of experience in delivering digital transformation in the banking industry. With extensive expertise in Open Banking, Embedded Finance, and core banking transformation, Pål drives tangible business outcomes, playing a pivotal role in aligning global banks with industry-leading vendors and FinTech companies. As an IBM CTO, Pål leads a global team, harnessing IBM's strategic partnerships with core banking and payments FinTech vendors, while actively engaging with the wider FinTech ecosystem as the co-host of the podcast Fintech Daydreaming.

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Open Banking: What lies ahead?

Vesa Moisio
Senior Business Development Manager / Tink

Tink was founded in Stockholm in 2012, and a decade later became part of Visa in 2022. Today, Tink is Europe’s leading open banking platform that enables banks, fintechs and startups to develop data-driven financial services. Its current partners include PayPal, Nordea, ABN AMRO and Bank Norwegian. 

Vesa is Tink’s Senior Business Development Manager for Northern Europe. Prior to Tink, Vesa led Azerion, a high-growth digital entertainment and media platform in Finland and has extensive experience in SaaS sales.

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Keynote: Navigating the Open Banking Landscape

Vesa will delve into the effects of Open Banking on traditional banking systems and how it's empowering consumers, creating innovation, and driving competition.

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Open Banking: What lies ahead?

Moderator / Joey Bayer
Head of Community / Epicenter Helsinki

Joey Bayer has been responsible for creating conversations that matter for more than 16 years.

From creating the space, to connecting key players, to driving / setting the agenda, Joey brings together individuals for moments that both transform and inspire.

Over the course of his career, Joey has hosted the world's most fascinating and influential people - from world leaders, like Bill Clinton, to iconic legends like Liza Minelli, to the CEOs of today's Fortune 500 companies.

Joey's intuitive ability to connect with others, his passion for people and dialogue, and ability to get directly to the heart of the discussion have earned him a reputation of trust and respect with leaders around the world, and made him a central figure in today's most important conversations.

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Open Banking: What lies ahead?